How Does Smart Phone Deposit Work?

Smart Phone Deposits
– Works with online banking phone app
– Credits to your ledger balance instantly
– Mobile Banking Deposits

For low volume processing, smart phone deposits with mobile banking work well.

It is very easy to make a deposit.

– Photograph the front of the check
– Then photograph the back of the check
– Choose your account and
– Confirm the amount – then SUBMIT

Then deposits typically credit to your ledger balance the same day and clear by the next business day.

The process is slow because of the steps involved.
Most Mobile Banking Apps have deposit limits
– typically $25,000 for the month

If you do a high volume of checks or drafts, you may consider Desktop Deposit or Remote Deposit Capture as a much faster and more robust alternative.

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