Accept Checks By Phone
Take checks by phone from your customers with no merchant account required. Increase sales, collections, retention and profit. No discount rates or transaction fees.
You can take a check by phone from your customers by inbound or outbound call. Direct marketing, telemarketing, sales, collections, dating services, MLM, credit counseling, insurance agents, and just about any industry, can take checks by phone using CheckWriter™ software. Unlike ACH systems that are governed by N.A.C.H.A. regulations, check drafting is not.
Over the phone, take the customer’s name and/or company name and address that is printed on their check, then ask for the check number (optional), the 9 digit routing number ex. |:123456789|: and the account number. Be sure the customer agrees to the amount of the check, and you are done.
After you receive a check by phone from your customer, using CheckWriter™ software, you enter the information you gathered, and then with a laser or ink jet printer, you create a draft of the check, with no signature required.
CheckWriter™ will print a draft that you can then deposit into any U.S. bank the same day. The draft will be treated just like a check you receive through the mail or over the counter. Just endorse the back, and make your deposit.
Checks by phone are easy to process and require only verbal authorization from the customer. Because N.A.C.H.A. regulations do not apply to check drafting, you do not need to record the telephone authorization or receive separate written authorization.
In the name of accurate record keeping, you can enter notes about the conversation, or inbound caller ID information into the NOTES section of the CheckWriter™ software. This can help to keep a record of how the transaction was initiated in case the customer has questions in the future.
CheckWriter™ software has built in routing number validation, so should you happen to transpose the routing number and account number when taking a check by phone, or if you get the routing number wrong completely, the built in routing number validation tool will let you know.
When you use CheckWriter™ software, you can enter this information into the main screen of the software while you are on the phone. This way, you don’t need to double-type the details, and there is less room for human error. Just follow the prompts tab by tab and ask the check by phone customer the questions as they appear. Once you finish completing the main screen, you can print the draft of your phone check immediately.
CheckWriter™ software will allow you to accept checks by phone, checks by fax and checks online at a website. Taking checks by phone is the most popular because you can get impulse sales, take immediate collections, cater to non-credit card customers and there are no special procedures or cumbersome documentation requirements. Just ask, enter, print and deposit. No merchant account required. No discount rates, no transaction fees.
- Overview
- How To
You can take a check by phone from your customers by inbound or outbound call. Direct marketing, telemarketing, sales, collections, dating services, MLM, credit counseling, insurance agents, and just about any industry, can take checks by phone using CheckWriter™ software. Unlike ACH systems that are governed by N.A.C.H.A. regulations, check drafting is not.
Over the phone, take the customer’s name and/or company name and address that is printed on their check, then ask for the check number (optional), the 9 digit routing number ex. |:123456789|: and the account number. Be sure the customer agrees to the amount of the check, and you are done.
- Whats Next
After you receive a check by phone from your customer, using CheckWriter™ software, you enter the information you gathered, and then with a laser or ink jet printer, you create a draft of the check, with no signature required.
CheckWriter™ will print a draft that you can then deposit into any U.S. bank the same day. The draft will be treated just like a check you receive through the mail or over the counter. Just endorse the back, and make your deposit.
- Benefits to taking a check by phone
Checks by phone are easy to process and require only verbal authorization from the customer. Because N.A.C.H.A. regulations do not apply to check drafting, you do not need to record the telephone authorization or receive separate written authorization.
In the name of accurate record keeping, you can enter notes about the conversation, or inbound caller ID information into the NOTES section of the CheckWriter™ software. This can help to keep a record of how the transaction was initiated in case the customer has questions in the future.
CheckWriter™ software has built in routing number validation, so should you happen to transpose the routing number and account number when taking a check by phone, or if you get the routing number wrong completely, the built in routing number validation tool will let you know.
- CheckWriter™ Software and checks by phone:
When you use CheckWriter™ software, you can enter this information into the main screen of the software while you are on the phone. This way, you don’t need to double-type the details, and there is less room for human error. Just follow the prompts tab by tab and ask the check by phone customer the questions as they appear. Once you finish completing the main screen, you can print the draft of your phone check immediately.
- Conclusion
CheckWriter™ software will allow you to accept checks by phone, checks by fax and checks online at a website. Taking checks by phone is the most popular because you can get impulse sales, take immediate collections, cater to non-credit card customers and there are no special procedures or cumbersome documentation requirements. Just ask, enter, print and deposit. No merchant account required. No discount rates, no transaction fees.
Accept Checks By Phone with CheckWriter™
STREAMLINED PROCESSING
Reduce your returns and streamline data processing by verifying ABA numbers in real-time.
CUSTOM PAYMENT OPTIONS
Supports single payments in addition to regular and irregular installment schedules.
CUSTOM REPORTING
Within CheckWriter™, you can generate custom reports on a daily, weekly or monthly basis. You can export to text or .csv files that you customize.
INSTANT PROCESSING
These payments can be processed instantly, which eliminates the need of your clients having to mail checks in. You can deposit RCC drafts into your bank account where it will credit to your ledger balance the same business day.
SECURE & COMPLIANT
CheckWriter™ takes security and compliance very seriously. Our platform is constantly updated to ensure PCI / DSS compliance. We practice KYC and AML compliance to ensure the safety of all usres. We comply with all Federal Reserve regulations, including Regulation ‘CC’. We comply with EPC-6, and Check21.